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California 2017-10-13T13:16:29+00:00

Title Loans California

Get Low Interest Auto Title Loans in CA

The residents of The Golden State will tell you that there isn’t a better place on earth to live. Ranked the 3rd largest in the US, California’s geography spans from the Pacific Coast in the west to the Sierra Nevada mountain range to the east. All told, it’s about 163,696 square miles. It has the largest population in the United States with Los Angeles being the second most populous city compared to New York. The geography is as diverse as its population, with almost every nationality around the world represented. With the beautiful year-round weather and sunny beaches, it’s not hard to see why people flock to California, whether it be a high-tech job in Silicon Valley or an acting role in Hollywood.

Boy driving a white car after getting a CA title loan.Even though California would be the 6th largest economy in the world if it were its own country, it isn’t always prosperous times for people in this great state. Good people can get caught up in layoffs, hit with a large household repair, or receive a large medical bill in the mail. Usually, these are short-term problems that require fast cash to solve. With wages being stagnant and cost of living going up, not everyone has a large amount of money in savings to handle these unexpected expenses. If you’re a resident of CA, we’re here to offer you an option for short-term cash with an auto title loan.

In & Out Title Loans is a referral service with a network of premier lenders offering completely online title loans in California. Unlike traditional title loans where you go to a store, have your vehicle appraised, and go through the process on-site, we offer a streamlined process with options to obtain the best interest rate for your loan. There are a multitude of advantages to working with us, but here are the best.

  1. We work with a network of lenders giving us the ability find the lender with the best rates for your title loan.
  2. We have a team of experts standing by to answer your questions and make you feel comfortable about the process. We’re just a call away!
  3. In most cases, we have lenders that offer completely online title loans. This will save you time and money.
  4. We’re open 7 days a week! This is very uncommon in the title loan industry.
  5. Our services are FREE! The lender you work with pay us a small advertising referral fee and it doesn’t impact your terms at all.

How Title Loans Work

We also have the authoritative guide for title loans and the process that we offer our customers for free.  Just click on the link above.

California Title Loans Near Me

Because we operate only online, we aren’t tied to any particular location to provide title loans in California. Working with us, all you have to do is fill out the form on the page or give one of our experts a call.  If you’re wondering how much experience we have with other customers in your area, here are the top CA cities we get applications from in terms of volume:

Los Angeles
San Diego
San Jose
San Francisco
Fresno
Sacramento
Long Beach
Oakland
Bakersfield
Anaheim
Santa Ana
Riverside
Stockton
Chula Vista
Irvine
Fremont
San Bernardino
Modesto
Fontana
Oxnard
Moreno Valley
Huntington Beach
Glendale
Santa Clarita
Oceanside
Garden Grove
Rancho Cucamonga
Santa Rosa
Ontario
Elk Grove
Corona
Lancaster
Palmdale
Hayward
Salinas
Pomona
Sunnyvale
Escondido
Torrance
Pasadena
Orange
Fullerton
Roseville
Visalia
Thousand Oaks
Simi Valley
Concord
Santa Clara
Victorville
Vallejo
Berkeley
El Monte
Downey
Carlsbad
Costa Mesa
Fairfield
Temecula
Inglewood
Antioch
Murrieta
Richmond
Ventura
West Covina
Norwalk
Daly City
Burbank
Santa Maria
Clovis
El Cajon
San Mateo
Rialto
Vista
Jurupa Valley
Compton
Mission Viejo
Vacaville
South Gate
Hesperia
Carson
Santa Monica
San Marcos
Westminster
Santa Barbara
Redding
San Leandro
Chico
Hawthorne
Livermore
Indio
Whittier
Menifee
Newport Beach
Tracy
Citrus Heights
Chino
Alhambra
Redwood City
Hemet
Buena Park
Lake Forest

How CA Title Loans Work

In the state of California, there are really two major bodies that govern auto equity loans. The California Attorney General’s Office and the California Department of Business Oversight. There are too many guidelines to list here, but these are a few of the larger ones:

  1. Title loan lenders in California must possess a valid California Finance Lender License.
  2. If your loan is $4,999 and under, there is a maximum processing fee of $75. For loans over $5,000, there is no restriction.
  3. Lenders need to show solid proof that borrowers are able to repay their loan.

California doesn’t currently restrict the interest rates on title loans, so it’s very important to shop around for the best rates. In & Out does that for you by shopping our network of lenders for you. If you don’t live in California, check out our service areas to see if we operate in your state. To show what typical title loan terms look like, we’ve provided the table below. Please note that this is just an example.

Loan Proceeds Title Fee (amt. varies by state) Finance Charge Payment Schedule+ 36 payments of: Total of Payments Annual Percentage Rate (APR)
$4,000 $20.00 $2,607.90 $184.11 $6,627.96 35.99%

The state of California is too beautiful to be burdened with unexpected expenses when they hit. Whether you live near the beautiful beaches in Orange County or the bustling city of Los Angeles, we have you covered. Give one of our title loan experts a call at 844-567-6042 or fill out the form today to get started!